Using Online Vouchers
If you are shopping online, make sure you always look for a voucher code before you do. These codes can sometimes only be very small savings (free postage for example) but sometimes you're able to use more than one at a time, which can really help when it comes to saving some cash. I often find codes just by giving it a quick Google before I go through checkout online, however Hot Deals UK is a really good site for looking at what is available and how you can make sure you save as much money on your online shop as possible. Websites such as hotdiscountcode are great for this too!
This is a habit that I really need to get better at! You can get cashback on so many websites online, and it really is so simple that I kick myself every time I forget. Although, when I signed up to my new broadband, I did get £70 cash back, so I don't forget all the time. Usually it is just a couple of percent that you get back, however if it is something you were going to buy anyway, why wouldn't you? Then when you have built up a larger amount you can have the money put in your account. Sounds great doesn't it?
Use A Savings App
I actually use Plum, but I know there are a few out there. Basically, I give the app access to my bank account and every few days it takes money out of my bank into their savings account. I can set how much of an aggressive saver I want it to be, and it looks at my balance before deciding how much to take out. You can withdraw back to your bank at anytime, and it usually goes back in the same day. I try to save up £100 at a time and then withdraw that in bulk to put in my actual savings account. I have been using it for around a year and have to say, I find it really useful!
Bonus Tip - Be Sensible
Although this isn't a savings tip, it is important to look into any times that you want to borrow money. I am sure at one point or another, we have all borrowed money for something. There are different ways to borrow money and it's important to look into the route you choose and make sure it's the best one for you. I have recently been introduced to Cash Lady which looks like a fab option for those needing money fast. I like that they have everything easy to read and find, so it doesn't feel like they're tricking you into anything!
What money saving tips would you share if you could?
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