Thursday, 25 April 2019

Gaining Control Over Your Spending

Shopping is an addiction just like drug and alcohol abuse, gambling and overeating. Most people who shop for the sake of buying things, often not needed, do it because it makes them feel good. It covers up other emotions that trigger the response to shop. They may feel stress, anxiety, fear or depression.

Compulsive Shopping  Can Leave You Penniless

People who have an addiction to shopping don't stop even when they don't have the money to spend. If the funds in the bank are low, they apply for a new credit card and then exhaust it within a day or two. Any extra money they make they promptly plan for a shopping spree.

Unfortunately, it's only a matter of time before their access to sources of money runs out. The end result is a massive pile of debt and no money to pay for it. If their credit is still in good standing, they can apply for a personal loan and consolidate the debt into one monthly payment. However, in many cases, bills get put on the back burner, and they use that money to shop. Luckily, there are companies that you can turn to that offer small loans to build credit.

Dealing With Your Issues Compulsive

Shopping is an addiction that most people won't admit to. Some shop just for the thrill of buying something new. While others, shop irresponsibly to fill a void and mask their feelings of loneliness.  In the end, dealing with the reasons behind the addiction is the only way to end the cycle of self-destructing behavior. Seeking the help of a psychologist or a therapist will allow them to face their problem head on and then work towards identifying the cause and finding ways to control the addiction.

Moving on while receiving treatment to deal with the addiction, they must also practice control at home. They can do this by creating a buddy system where if they feel the urge to take control over them they contact this person to talk them through it. In cases where the addiction is severe, having someone come over to sit with them may prove a better solution.

Limit Access to Cash

A compulsive shopper can't shop without money. So, a good practice to get into is to limit the amount of money they have at their disposal. This can mean taking drastic measures initially, like cutting up active credit cards and living only on their allotted cash.

Filling the Void

People who shop compulsively get a rush out of it. It excites them and makes them feel almost euphoric, similar to the feeling you get after an extreme workout. Finding something that provides the same good feeling can be a difficult task. During the first few months, it's essential to find things that they enjoy doing as a way to occupy their time. This can be sculpting or painting or gardening.
The point is not to leave idle time that allows the need for shopping to take control.

Compulsive shopping is an addiction that in many cases, is hard to identify. Since most people shop weekly for household items, food and essentials, finding out for real if there's a problem may take a little longer. The good news is that once you identify it, there are ways to learn to control it and return to a better quality of life emotionally.

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