Wannabe Princess

Plus Size Fashion and Lifestyle in South Yorkshire

3 Things that Will Take Your Living Room to the Next Level

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Take Your Living Room to the Next Level – Your living room is one of the most essential rooms in your home. It is where you and your family and friends hang out regularly and where you can curl up on the sofa to enjoy your favourite TV shows. Because it sees so much more traffic on average than any other room in your house, you want to make sure that it is as comfortable as possible. It should also be designed to
your personal taste so that you actually enjoy spending time there.

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Moving House – How To Be Organised

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Firstly, I hope you’re all doing well. I know the world is a little different currently and it is taking some getting used to. Be sure that whatever you’re doing to cope, as long as it isn’t picnicking in the park with 20 of your closest friends you’re doing okay!

I’ve certainly fallen into the trap of feeling like I’m not doing enough during this time & that is no good for anyone. It’s just fine if you’re doing nothing and it’s just fine if you’re doing lots, just don’t compare yourself to others and think whatever you’re doing to cope is wrong – it isn’t.

Moving House

If you’re planning to move house in the future, now is the ideal time to get organised if you have the mental capacity and time to do so. Personally, I love writing lists and getting myself organised that way, so that could be a good way to get started.

Why not write a list of the things you’ll need to organised before you start. Think about what you want to achieve – packing, moving the stuff, utilities and doing everything cost-effectively. You’ll then have a good starting point to get going with – and you’ll probably feel better for getting started, one less thing to worry about! Do you need a man and a van? You could spend this time researching the best companies to use and getting some quotes. It’s a good idea to know what to expect & how much it will cost so you can start to budget ready for when you do want to move house.

Get Rid of What You Don’t Need
If you are someone that has some unexpected spare time on their hands, could you use this time to declutter? I know I have gotten rid of a few black bags worth of old clothes and clutter from my house over the past few weeks and it feels really good. Now might not be the ideal time to sell things on Facebook or eBay, but there’s no harm in keeping them to one side until you’re ready to sell them. You might even raise enough money to pay towards your man and van moving costs, which can only be a good thing!
Have A Sort Out
Even if you don’t have lots that you want to throw away, there’s no harm in having a bit of a sort out ready to move house. For example, if you’re planning to move this summer why not pack a few boxes of your winter clothes up? Stack these somewhere out of the way and you’ll also free up some room in your house, handy for when moving starts! I bet if you look around your house there are things that you can pack away now that you’re not likely to need before you move house so why not start there?
A lot of hints depend on when you’re planning to move & how soon that is. That said if you are planning a move when life returns a bit more to normal there is no harm in doing what you can now to get things organised. It is a good way to keep busy if you’re stuck at home currently and you’re making life easier for future you, which is something that can only be a bonus!
What hints and tips would you share with others for moving house?
Debz
*Collaborative Post

Debunking Reverse Mortgage Rumours

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There is a myth that retirement is always  relaxing. The truth is it can be anything but, especially when money is a major source of concern. A reverse mortgage can potentially help. You have probably  heard rumours about how can be the best retirement home mortgage. But which rumours are actually true? Let’s debunk reverse mortgage rumours to find out.

Rumour: A Reverse Mortgage Pays You

You have to make payments to reduce the amount you owe on a traditional mortgage, but the rumour says a reverse mortgage pays you. Well, that is absolutely true. A reverse mortgage is designed to provide you with money to use throughout your retirement. It does not require restitution from you at regular intervals.

Rumour: A Reverse Mortgage Has No Loan Period

 
The loan period of a regular home mortgage loan agreement is often five years. Although, it can be longer or shorter. That is the time you have in which to fully return the money with interest to the lender. Rumour has it that a reverse mortgage has no loan period. That is sort of half true.
The loan period of a reverse mortgage is not set at the time the loan agreement is finalised, but it does exist because the loan eventually is due to be repaid. The difference is you somewhat control
the loan period length when you apply for a refinance reverse mortgage. That is because the agreement stays active until you either leave the home, repay the balance or violate the loan terms. For
example, not paying your property taxes is a violation.

Rumour: You Can Spend Reverse Mortgage Funds on anything.

Another rumour is you can spend reverse mortgage funds on anything. That rumour is more or less true. There are no restrictions regarding how you can spend money that is issued to you. However, some of the mortgage funds may never be issued to you. That is because they may be deducted in the beginning to cover mortgage-related fees. Some may also be
used to immediately pay off a standard mortgage, if you had one initially. 

Rumour: A Reverse Mortgage is “Free and Clear”

A reverse mortgage is free and clear in a certain sense. That is you can be at ease about how you spend the funds because there are no immediate repercussions. However, there are long-term consequences of applying for a reverse loan. One such consequence is being somewhat tied to your home. You cannot move and keep the agreement active.
A reverse mortgage is also not totally free and clear in the sense that it does accumulate interest like any other mortgage. That means, when you eventually pay it back, you pay more than you
borrow. Additionally, if you stop living in the home and do not pay the balance, the home is sold off. Family members who do not sign the initial agreement are not allowed to continue living there.

Rumour: Reverse Mortgage Payments to You Like Working Income

The funds you receive through a reverse mortgage are somewhat like working income, at least if you request monthly instalment payments from the account. However, the amount you receive will not be the same as you received while working. Also, the checks will only come until funds are exhausted. Therefore, you cannot rely on them forever.

Rumour: Applying for a Reverse Mortgage is an Easy Decision

Applying for a reverse mortgage is far from an easy decision. There are many factors to consider. However, the debunked rumours above should make the decision easier. It may also help to speak to a specialist in reverse mortgages to get additional questions answered. No matter what, make sure you are fully comfortable with the reverse mortgage before signing a loan contract.
*Collaborative Post
 

4 Reasons Why Your Family Garden Needs an Artificial Lawn

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Reasons Why Your Family Garden Needs an Artificial Lawn – We love our gardens. There’s nothing better than letting the kids out to play on sunny days and enjoying the warm weather with a glass of something chilled in hand.  Places like Dino Decking can help with making decking areas and you can even have a lawn installed to get the best of both worlds!
Keeping our gardens neat and tidy isn’t an easy task, however, and can sometimes prevent us from spending quality time with our families in the great outdoors. That’s why artificial lawns are becoming increasingly popular for many domestic households, and in this article, New Lawn Artificial Grass Limited give us the low down as to why a fake lawn might be a great choice for your family.

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Surviving Winter

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Surviving Winter – I think it is time that I stop being in denial and admit that winter is, indeed, coming. I’m sat writing this with a cardigan on, which is a pretty big deal for me – so I think I have to accept that the cold weather is well and truly on its way! I am sure by now most of you know I hate the cold weather and wish for it to be summer every day, however that just won’t happen so now is the time to start thinking survival tactics. [Read more…]

Three Tips For Moving House

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Three Tips For Moving House – If you have ever moved house you’ll know that it can be one of the most stressful things you can do in your lifetime. Whether you’re buying a new property or moving into somewhere that you’re renting, a lot of preparation takes place in order to make the whole process work. In fact, the more preparation you can do beforehand, the better.

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How To Maintain a Good House

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When it comes to looking after our homes, most of us tend to stop at general cleanliness and housework. Although a tidy house is great, this isn’t always enough to ensure that our homes are well enough looked after – here are some tips on how to maintain a good house.

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