How To Shop Savvy – I bet I am not alone in loving to online shop. I am sure many people love to highstreet shop too but the lack of plus-size options in the real world plus the chance of it being cold & wet means I am far more likely to shop online from the comfort of my own home! [Read more…]

Debz Louise

Debz Louise is a plus-size blogger based in Yorkshire. Behind many nationwide campaigns such as #WeaAreTheThey & winner of Best Blogger at the UK Plus Size Awards, she talkas about life as a plus-size 40-something woman in South Yorkshire.

www.wannabeprincess.co.uk

Now that I have my own flat (did I mention that already? haha) my living costs have gone up. Most this means less takeaways and Ubers, but I do also need to look at ways to save money and spend less. This is mostly because I want to be able to buy pretty things for the house without having to worry too much – Yes, I have turned into one of those people!

Using Online Vouchers

If you are shopping online, make sure you always look for a voucher code before you do. These codes can sometimes only be very small savings (free postage for example) but sometimes you’re able to use more than one at a time, which can really help when it comes to saving some cash. I often find codes just by giving it a quick Google before I go through checkout online, however Hot Deals UK is a really good site for looking at what is available and how you can make sure you save as much money on your online shop as possible. Websites such as DealsPlanet are great for this too!

Get Cashback

This is a habit that I really need to get better at! You can get cashback on so many websites online, and it really is so simple that I kick myself every time I forget. Although, when I signed up to my new broadband, I did get £70 cash back, so I don’t forget all the time. Usually it is just a couple of percent that you get back, however if it is something you were going to buy anyway, why wouldn’t you? Then when you have built up a larger amount you can have the money put in your account. Sounds great doesn’t it?

Use A Savings App

I actually use Plum, but I know there are a few out there. Basically, I give the app access to my bank account and every few days it takes money out of my bank into their savings account. I can set how much of an aggressive saver I want it to be, and it looks at my balance before deciding how much to take out. You can withdraw back to your bank at anytime, and it usually goes back in the same day. I try to save up £100 at a time and then withdraw that in bulk to put in my actual savings account. I have been using it for around a year and have to say, I find it really useful!

Bonus Tip – Be Sensible

Although this isn’t a savings tip, it is important to look into any times that you want to borrow money. I am sure at one point or another, we have all borrowed money for something. There are different ways to borrow money and it’s important to look into the route you choose and make sure it’s the best one for you. I have recently been introduced to Cash Lady which looks like a fab option for those needing money fast. I like that they have everything easy to read and find, so it doesn’t feel like they’re tricking you into anything!

What money saving tips would you share if you could?

Debz x

Debz Louise

Debz Louise is a plus-size blogger based in Yorkshire. Behind many nationwide campaigns such as #WeaAreTheThey & winner of Best Blogger at the UK Plus Size Awards, she talkas about life as a plus-size 40-something woman in South Yorkshire.

www.wannabeprincess.co.uk

[Read more…]

Debz Louise

Debz Louise is a plus-size blogger based in Yorkshire. Behind many nationwide campaigns such as #WeaAreTheThey & winner of Best Blogger at the UK Plus Size Awards, she talkas about life as a plus-size 40-something woman in South Yorkshire.

www.wannabeprincess.co.uk

If you’re anything like me, then the chances are your credit score is less than perfect. I was definitely too frivolous with money when I was younger, which has affected me as an adult. In the past the need for a new dress or a night out was strong and I did go for getting money in various ways , which has resulted in a dented credit score.


However lately, now that I am more of a grown-up I am starting to look at ways to improve this – and luckily there are different ways to do this!


Credit Card


One great way to do this is to apply for a credit card – although you have to max sure you resist the temptation to go shopping. When you get a card, make small spends on this and then pay off the balance each month. This shows that you are responsible with money and gets reported back to your credit file.


Take Out a Loan


In a similar way you can take out a loan and make the payments this way. Of course, it is important that you don’t borrow more than you can afford to pay. Ensure that you use a responsible lender such as Cash Lady as then you know you are borrowing from a reputable firm.


Don’t Take Out Too Much


Don’t be tempted to apply for lots of credit, particularity if you start to get turned down for credit. Each application you make for credit shows on your file and this can have a detrimental affect on your credit file in general


What would you do to improve your credit?


Debz x

Debz Louise

Debz Louise is a plus-size blogger based in Yorkshire. Behind many nationwide campaigns such as #WeaAreTheThey & winner of Best Blogger at the UK Plus Size Awards, she talkas about life as a plus-size 40-something woman in South Yorkshire.

www.wannabeprincess.co.uk